AWARENESS REGARDING HEALTH INSURANCEIN BIHAR AND MEASURES TO IMPROVE

  • Manish Kumar

Abstract

Healthy people have been the first and crucial requirement for a developed country. Health Insurance is a great emerging segment in Bihar. Above all mediclaim policy was launched in1986, evolution taken place from 1991and extreme change has been taken through the Ayushman Bharat scheme (2018) but still waiting for tremendous improvement of scope in this industry. The current effort attempts toevaluatethe citizen of the state about the awareness, challenges and preferences concerning HealthInsurance in Bihar. It is desirable by all but a major sectionof the population is not willing to spend on it. The state health budget in 2017-18, 18-19, and 19-20 were 4.4%, 4.3% and 4.8% respectively whereas, the average budget on health of all states was 5.3%. It shows that Bihar has the lowest budget provision. TheNITI Aayog professed rightly in 2019, that Bihar is the least healthy performing state in the country. Deficiency of awareness is due to the fact that more than 80% of people living in rural areas are less educatedand unaware about it.They are neither capable to approach agents nor willing to spend on it. If one wishes to avail, he or she finds that premium amount is not affordable. To spread out the awareness concerning health insurance in the state, along with insurance companies the state government have to work out and consistent change in their efforts. There is a need to be mandatory Health insurance in the state.
How to Cite
Manish Kumar. (1). AWARENESS REGARDING HEALTH INSURANCEIN BIHAR AND MEASURES TO IMPROVE. ACCENT JOURNAL OF ECONOMICS ECOLOGY & ENGINEERING ISSN: 2456-1037 INTERNATIONAL JOURNAL IF:7.98, ELJIF: 6.194(10/2018), Peer Reviewed and Refereed Journal, UGC APPROVED NO. 48767, 6(5), 08-18. Retrieved from https://ajeee.co.in/index.php/ajeee/article/view/1995